The ClearTOS Ledger

Plain-English letter grades for the Terms of Service and Privacy Policies of 1000 companies, each scored against a published rubric with verbatim evidence.

Adult Content & Image Hosting

  • Imagefap Terms Scorecard — grade C+: Broad liability disclaimer, no notice for changes, indemnification, silent on retention/security.

Adult/UGC Image Hosting

  • HOTPIC Terms Scorecard — grade C+: Perpetual license, full indemnity, $0 liability; no data export or security pledges.

Affiliate Program Terms

AI

AI/Marketing Tools

  • Ahrefs Terms Scorecard — grade F: Forced arbitration, AI training on content, unilateral changes without notice

B-

B+

Cloud Hosting

  • Hetzner Terms Scorecard — grade A: B- grade reflects forced arbitration, indemnification, and jurisdiction clauses.

Combined

Consumer Shopping / Cashback

Consumer Terms

  • Airship Terms Scorecard — grade C: Multiple standard consumer protection issues remain in this updated Terms of Use.
  • DropCatch Terms Scorecard — grade B: Forced arbitration, unilateral changes, account cuts without notice, blanket no-refunds.

Consumer Terms of Service

  • Blackboard Terms Scorecard — grade F: Forced arbitration, perpetual content license, $100 liability cap, and unilateral termination rights
  • Cricbuzz Terms Scorecard — grade F: Predatory terms: forced arbitration, perpetual license, $25 liability cap, no data export
  • Guardio Terms Scorecard — grade F: Forced arbitration, perpetual license, AI training, $0 liability for free users, broad indemnification.

consumer_terms

  • IETF Terms Scorecard — grade C: Multiple predatory clauses: $0 liability, irrevocable recordings, dark-pattern cancellation

Developer

Developer Platform

Developer Terms

  • Circle Terms Scorecard — grade F: Forced arbitration, perpetual IP license, broad data sharing for ads, and no security commitment

E-commerce

Education

Educational Services

  • IXL Terms Scorecard — grade C+: Forced arbitration, perpetual content license, and broad termination rights.

Energy / Oil & Gas

Entertainment

Finance

Financial Services

  • Groww Terms Scorecard — grade C+: Broad termination rights, unilateral changes, and extensive indemnification.

Food

Gambling & Betting

  • Betway Terms Scorecard — grade B: Standard gambling ToS with liability caps, unilateral changes, and broad indemnification.

Gaming

gb

  • Affirm Terms Scorecard — grade F: Standard financial terms with mandatory arbitration and broad liability waivers.

Government

  • e-GP Terms Scorecard — grade A: Government procurement portal. Unilateral changes allowed. No data sale.

Government Agency Privacy Policy

  • IRS Terms Scorecard — grade A+: IRS policy maintains strict data confidentiality and no-sale pledges.

Health

Healthcare

Hosting Services

Market Data Platform

Media

Media & Streaming

  • Channel 4 Terms Scorecard — grade B-: Perpetual content license and broad termination rights; protections offset deductions

Other

Predatory terms

privacy

Privacy

  • Dr.Web Terms Scorecard — grade A-: GDPR-style rights present, but Russian governing law, vague retention, and silent on export/breach notice
  • Joomla Terms Scorecard — grade C+: Heavy third-party ad tracking including precise GPS, no security commitment

Privacy Policy

Privacy-focused VPN Service

Productivity

Publishing

  • Epcco Terms Scorecard — grade C: Broad content license. Unilateral changes. No clear data retention policy.

Real Estate

Social

Software

Sports

Standard consumer terms

Streaming

Streaming/Video

  • DramaWave Terms Scorecard — grade F: Forced arbitration, broad content license, biometric data capture, and revocable purchases.

Telecom

terms

  • Braiiz Terms Scorecard — grade B-: Adult-content ToS with broad liability cap, unilateral changes, indemnification, and silent data practices

Terms of Service

  • Agora Terms Scorecard — grade C: Forced arbitration, irrevocable content license, $100 liability cap, and one-sided indemnification.
  • Ai2 Terms Scorecard — grade F: Perpetual irrevocable license, AI training, 1-year claims window, broad indemnification.
  • BCG Terms Scorecard — grade C+: BCG responsible disclosure ToS: perpetual license, broad liability disclaimer, unilateral changes
  • CNN Terms Scorecard — grade F: Forced arbitration, perpetual license, multiple consumer harms
  • CoinDesk Terms Scorecard — grade F: Forced arbitration, perpetual license, $25 liability cap, no notice for changes
  • Colorlib Terms Scorecard — grade C: Full liability disclaimer, content ownership transfer, and unilateral changes drive deductions.
  • Creative Commons Terms Scorecard — grade B: Total liability disclaimer, broad indemnification, and inconvenient venue mar otherwise fair terms.
  • Daily Mail Terms Scorecard — grade C+: Perpetual content license survives deletion; passive term changes; English-only venue
  • Economic Times Terms Scorecard — grade F: Predatory terms with perpetual content license, capped liability, broad data sharing and one-sided terms.
  • Epic Games Terms Scorecard — grade F: Forced arbitration, broad liability cap, mandatory indemnification, and irrevocable licenses.
  • Fandango Terms Scorecard — grade B-: Mandatory arbitration and unilateral change clauses carried over unchanged
  • Flaticon Terms Scorecard — grade B-: Broad liability disclaimer, unilateral account closure, and forced Spanish jurisdiction
  • GameAnalytics Terms Scorecard — grade F: Forced arbitration, perpetual data license, AI training without opt-out
  • GeeksforGeeks Terms Scorecard — grade F: Irrevocable license, $0 liability cap, no export/security - predatory terms.
  • GPTZero Terms Scorecard — grade F: Forced arbitration, no change notice, $0 liability cap, Delaware jurisdiction
  • Grand View Research Terms Scorecard — grade F: Perpetual license, zero liability, and broad user obligations drive a failing grade.
  • Huawei Terms Scorecard — grade B+: Broad liability disclaimer, unilateral changes, Shenzhen venue, vague data retention
  • HubSpot Terms Scorecard — grade C+: Standard SaaS ToS with one-year claim window, indemnification, and free-tier liability cap.
  • iSpot Terms Scorecard — grade B: Standard ToS with unilateral changes, indemnification, and King County jurisdiction.

terms-of-service

  • HuffPost Terms Scorecard — grade F: Class action waiver, perpetual content license, broad termination and indemnification rights.

tol

  • DeepL Terms Scorecard — grade A: B2B translation ToS with strong notice, retention, and limited but real M&A and jurisdiction concerns.

tos

ToS

Travel

Universal Terms of Service

user_terms

  • Asana Terms Scorecard — grade A-: $100 liability cap, indemnification, California law; mixed protections.

Web3/Developer Infrastructure

  • dRPC Terms Scorecard — grade D: Forced arbitration, no refunds, indemnity, unilateral changes - predatory terms