Groww Terms Scorecard

Grade C+ — Standard consumer terms (score 67/100)

Groww's terms grant the company broad, unilateral power to modify terms, terminate accounts without notice, and shift significant legal and financial liability onto the user.

Broad termination rights, unilateral changes, and extensive indemnification.

Terms at a glance

Sells your data
NO
Forced arbitration
NO
Trains AI on your content
NO
Collects biometric data
YES
Shares data with government
LIKELY
Easy to cancel
NO
Tells you before changes
NO
Deletes data on request
NO

What the terms actually say

Section I.5 — Modifications

The Company retains an unconditional right to modify or amend this Terms of Use with or without any requirement to notify You of the same.

The company can change the rules of the service at any time without telling you.

Section IV.5 — Termination

The Company has the right to suspend, block or deactivate Your Account including Your trading and/or demat Account at its sole and absolute discretion without providing any notice as a risk management or surveillance measure.

The company can close your account without warning if they decide it is necessary for risk management.

Section VI.10 — Indemnification

You agree to indemnify the Company and/ its Affiliates, and their respective directors and employees from any losses, damages, penalties, claims, costs, and demands (including reasonable attorney fees and legal costs) arising out of Your breach.

You must pay for the company's legal costs and damages if they are sued due to your actions.

Section XVI.10 — Biometric Authentication

In the event that You at Your sole discretion opt to utilise biometric authentication services, You agree and specifically consent to the use of your Biometric Data to authorize transactions.

You are explicitly consenting to the use of your biometric identifiers to authorize financial transactions.

Last reviewed 2026-08-08 under rubric v3.5.

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