Groww Terms Scorecard

Grade C — Standard consumer terms (score 63/100)

Groww reserves the right to modify terms without notice and terminate accounts at its sole discretion, while requiring users to indemnify the company against various claims.

Unilateral changes, broad termination rights, and indemnification requirements.

Terms at a glance

Sells your data
NO
Forced arbitration
NO
Trains AI on your content
NO
Collects biometric data
YES
Shares data with government
YES
Easy to cancel
NO
Tells you before changes
NO
Deletes data on request
NO

What the terms actually say

Section I.5 — Modifications

The Company retains an unconditional right to modify or amend this Terms of Use with or without any requirement to notify You of the same.

The company can change the rules of the service at any time without telling you.

Section IV.5 — Termination

The Company has the right to suspend, block or deactivate Your Account including Your trading and/or demat Account at its sole and absolute discretion without providing any notice as a risk management or surveillance measure.

The company can close your account without warning if they decide it is necessary for risk management.

Section VI.10 — Indemnification

You agree to indemnify the Company and/ its Affiliates, and their respective directors and employees from any losses, damages, penalties, claims, costs, and demands (including reasonable attorney fees and legal costs) arising out of Your breach.

You must pay for the company's legal costs and damages if they are sued due to your actions.

Section XVI.10 — Biometric Authentication

In the event that You at Your sole discretion opt to utilise biometric authentication services, You agree and specifically consent to the use of your Biometric Data to authorize transactions.

You are explicitly consenting to the use of your biometric identifiers to authorize financial transactions.

Section IX.2.4 — Termination

Groww may suspend or terminate accounts without notice for risk management, regulatory compliance, or breach of Terms.

The company reserves the right to terminate your access to the platform without prior notice.

Last reviewed 2026-08-02 under rubric v3.5.

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