Grade C+ — Standard consumer terms (score 67/100)
The policy mandates binding arbitration, retains all user data indefinitely, and allows for unilateral changes to terms without notice.
Forced arbitration, indefinite data retention, and no notice for changes.
All disputes shall be submitted to binding arbitration in Milwaukee, Wisconsin.
You cannot sue the company in court; you must use their chosen arbitration process.
We retain all data indefinitely. Forever.
The company does not have a deletion policy and intends to keep your data forever.
Continued use of this website constitutes acceptance of the current version, even if you haven't read it
The company can update these terms whenever they want, and your continued use counts as your agreement.
We will acknowledge your request within 30 business days, process it within 90 business days, and complete it within a timeframe that is reasonable given our operational capacity
There is no guaranteed timeline for data deletion, making the request process effectively non-binding.
No content from this domain may be used for the purpose of training... without the express written consent of the American Corporation for Public Well Being.
The company protects its content from being used to train AI models without permission.
Last reviewed 2026-09-10 under rubric v3.5.