eBay Terms Scorecard

Grade B- — Mostly fair (score 74/100)

eBay's payment terms mandate binding arbitration, require broad user indemnification, and allow the company to unilaterally modify fees and terms with limited notice.

Forces arbitration, broad indemnification, and unilateral fee/term changes.

Terms at a glance

Sells your data
NO
Forced arbitration
YES
Trains AI on your content
NO
Collects biometric data
NO
Shares data with government
LIKELY
Easy to cancel
YES
Tells you before changes
YES
Deletes data on request
UNCLEAR

What the terms actually say

Part II, Section 4.2 — Agreement to Arbitrate

You and eCI each agree that any and all disputes or claims... shall be resolved exclusively through final and binding arbitration, rather than in court.

You are prohibited from taking eBay to court for payment-related disputes; you must use private arbitration instead.

Part II, Section 4.2 — Prohibition of Class Actions

YOU AND eCI AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, OR REPRESENTATIVE OR PRIVATE ATTORNEY GENERAL ACTION.

You waive your right to participate in any class-action lawsuit against eBay.

Part I, Section 5 — Indemnification

You agree to indemnify and reimburse us for any reversals, chargebacks, claims, costs, losses, damages, fees, fines, penalties, and other liabilities and expenses we incur due to: Your breach of these Payments Terms of Use...

You are financially responsible for eBay's legal costs and losses if your actions lead to a third-party claim against them.

Part I, Section 9 — Amendment

We may amend these Payments Terms of Use by giving you written notice... continuing to use Managed Payments after the effective date means you accept the changes.

eBay can change these terms, and your continued use of the service acts as your agreement to the new rules.

Part III, Section 8 — Financial Regulations Consent

We may disclose to tax authorities in the EU your account information and details on your cross-border payment transactions, as well as any other information required to comply with our obligations.

eBay shares your private financial and transaction data with government tax authorities.

Part II, Section 4.2 — Opt-Out Procedure

IF YOU ARE A NEW USER... YOU CAN CHOOSE TO REJECT THIS AGREEMENT TO ARBITRATE... THE OPT-OUT NOTICE MUST BE POSTMARKED NO LATER THAN 30 DAYS AFTER THE DATE YOU ACCEPT THESE PAYMENTS TERMS OF USE.

You have a limited 30-day window to opt out of the mandatory arbitration requirement by sending a physical letter.

Last reviewed 2026-08-06 under rubric v3.5.

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