Filo Terms Scorecard

This assessment covers the linked ToS.

Grade B+ — Fair terms (score 84/100)

Filo reserves the right to modify terms without notice and maintains a strict no-refund policy, while requiring users to indemnify the company against all third-party claims.

Unilateral changes, no refunds, and broad indemnification. No forced arbitration.

Terms at a glance

Sells your data
UNCLEAR
Forced arbitration
NO
Trains AI on your content
UNCLEAR
Collects biometric data
NO
Shares data with government
UNCLEAR
Easy to cancel
YES
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Section 20 — Changes to Terms of Services

We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our app/website. It is your responsibility to check our app/website periodically for changes. Your continued use of or access to our app/website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those…

The company can change the rules at any time without notifying you, and your continued use of the app counts as your agreement to the new terms.

Section 21 — Shipping and Refund

All products/services sold directly through the app/website or indirectly through payments links from company representatives will fall under a strict no-refund policy.

All sales are final, and you cannot get your money back for any reason.

Section 15 — Indemnification

You agree to indemnify, defend and hold harmless Filo Edtech Private Limited and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms…

If the company gets sued because of something you did, you have to pay their legal bills and any damages.

Section 17 — Termination

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice

The company can cut off your access to the service immediately if they think you broke the rules, without giving you any warning.

Section 17 — Termination

You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our app/website.

You have the right to stop using the service whenever you want.

Last reviewed 2026-10-21 under rubric v3.6.

Other scorecards