Grade C — Standard consumer terms (score 64/100)
Clover reserves broad rights to share data for marketing and analytics, allows unilateral changes to terms, and disclaims almost all liability for service disruptions.
Broad data sharing, unilateral changes, and no liability for service failures.
You agree that Clover may collect, use, retain, disclose and combine Clover Data for the following purposes: ... (v) for marketing purposes, (vi) for data collection, use and sharing purposes permitted under Clover’s Privacy Notice
Clover reserves the right to use your business and customer data for their own marketing purposes.
Clover has the right to change or add to these Terms at any time... with notice that Clover in our sole discretion deem to be reasonable in the circumstances... Any use of the Clover Services after Clover's publication of any such changes or providing notice shall constitute your acceptance of these Terms as modified.
Clover can change the terms at any time, and your continued use of the service acts as your agreement to those changes.
Clover’s (and its affiliates’) cumulative liability... will not exceed the amount of fees received by Clover under these Terms for the three month period immediately preceding the month in which such liability arose.
Clover limits its financial liability to the amount you paid them in the last three months, which significantly restricts your ability to recover damages.
Google may use data about you (in particular your menu and/or services data) to train AI models.
By using Clover's online services, you authorize Google to use your business data to train their artificial intelligence models.
Clover may permanently or temporarily terminate, suspend, or otherwise refuse to permit your access to the Clover Services without any notice and liability for any reason
Clover can terminate your account and access to your business tools at any time, for any reason, without giving you prior notice.
Last reviewed 2026-08-19 under rubric v3.5.