Grade C — Standard consumer terms (score 64/100)
Aetna reserves the right to terminate access without notice, claims a perpetual license to user content, and allows for unilateral changes to the agreement.
Broad content license, unilateral changes, and termination without notice.
We may update this Agreement at any time by notifying you of such updates by any reasonable means... Any modifications will be effective immediately upon such posting.
The company can change the rules of the service at any time, and the new rules apply the moment they are posted.
You grant the Business and its affiliates a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use... your User-Generated Content for commercial purposes
Aetna claims a permanent, non-revocable right to use anything you post for their own commercial gain.
We also reserve the right, in our sole discretion, to terminate your access to the Services, or any portion thereof, at any time, without notice.
Aetna can ban you from the service at any time for any reason without telling you beforehand.
Any liability on the part of the business party, in the aggregate, shall not exceed the fees paid by the user for the particular information or service provided or $25, whichever is greater.
Aetna limits their legal responsibility to a maximum of $25, even if they cause you significant harm.
You agree to indemnify and hold harmless the Business... from any and all claims... arising out of your use of the Services
If Aetna gets sued because of something you did, you are responsible for paying their legal bills and damages.
Last reviewed 2026-08-20 under rubric v3.5.