Grade A+ — Highly protective (score 97/100)
Directnic forces users into binding arbitration, waives class action rights, and requires users to indemnify the company for legal fees.
Forced arbitration, class action waiver, and broad indemnification.
In the event any dispute or claim arises against Directnic, such dispute or claim shall be handled via an arbitrator of our choosing. All decisions rendered by the arbitrator shall be final.
You are forced into binding arbitration with an arbitrator selected by the company, stripping your right to a public trial.
You agree that you will not bring nor participate in any class action lawsuit against Directnic
You are prohibited from joining class action lawsuits, forcing you to handle disputes individually.
You agree to defend, indemnify and hold us... harmless from and against any and all liabilities... including all attorneys fees, collection fees and court costs
You are financially responsible for the company's legal costs if they are sued due to your use of the service.
This Agreement may be updated or modified by Directnic at any time... Notice of any changes shall be considered given upon posting and effective immediately
The company can change the terms at any time without direct notice to you; you are expected to check the website yourself.
We may also disclose any Excluded Data you specifically authorized to be displayed... Furthermore, certain third parties may be entitled to obtain your Excluded Data... such as... a governmental agency, bureau, entity, or investigative arm
The company shares your personal data with government and law enforcement agencies.
You may close your account by submitting a request to cancel via your Directnic account.
You can cancel your account through your online dashboard without needing to call or mail the company.
Last reviewed 2026-08-04 under rubric v3.5.