Grade F — Predatory terms (score 32/100)
Forces binding arbitration with class action waiver, claims a perpetual irrevocable license to user content, eliminates all monetary liability, and requires email-based cancellation for a no-refund subscription.
Forced arbitration, perpetual license, zero liability, email-only cancellation.
EACH PARTY WAIVES THE RIGHT TO LITIGATE IN COURT OR ARBITRATE ANY CLAIM OR DISPUTE AS A CLASS ACTION, EITHER AS A MEMBER OF A CLASS OR AS A REPRESENTATIVE, OR TO ACT AS A PRIVATE ATTORNEY GENERAL.
You give up the right to sue in court or join a class action. Every dispute must be resolved by a single arbitrator.
you agree to grant/assign to TIL and its affiliates, a non-exclusive, royalty free, perpetual, irrevocable and sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such Content / Images
You grant TIL a perpetual, irrevocable, worldwide license to use, modify, and distribute everything you post — forever, with no way to take it back.
IN NO EVENT SHALL TIL, ITS AFFILIATES, ITS SUBSIDIARIES... BE LIABLE TO YOU OR ANY OTHER THIRD PARTY FOR ANY LOSS, COST, DAMAGE, OR OTHER INJURY
TIL accepts no monetary responsibility for any harm you suffer, regardless of cause.
TIL may add to or change or update these Terms, from time to time entirely at its own discretion. You are responsible for checking these Terms periodically
TIL can change the rules whenever it wants. You are supposed to keep checking the website yourself; there is no email or in-app alert.
TIL reserves its right to refuse service, restrict, suspend, terminate your account... with or without cause, and with or without any prior notice for any violation of the Terms
TIL can shut down your account at any time, for any reason, with no notice.
your information may remain stored in archive on our servers even after the deletion or the termination of your account
Even after you delete your account, your personal information may stay on TIL's servers with no deletion timeline.
TIL reserves the right at all times to disclose any information as TIL deems necessary to satisfy any applicable law, regulation, legal process or governmental request
TIL can share your personal information with government or law enforcement whenever it decides to, with no commitment to tell you first.
YOU AGREE TO INDEMNIFY, DEFEND AND HOLD TIL (INCLUDING ITS AFFILIATES) HARMLESS FROM AND AGAINST ALL CLAIMS, DEMANDS, SUITS OR OTHER PROCEEDINGS... BROUGHT BY ANY THIRD PARTY
You must pay to defend TIL and cover all its legal fees and damages if a third party sues over something you posted or did.
any cause of action arising out of or related to the TIL's Websites, only, must commence within one (1) year after the cause of action accrues otherwise, such cause of action will be permanently barred
You have only one year to bring any legal claim against TIL, after which the right is gone forever.
You may notify us of your wish to cancel your subscription for TOI+ by contacting our team at [email protected]. You must provide at least 5 business days advance notice for this to be implemented
There is no in-app cancel button. You must email a specific team and give five business days notice, and you still get no refund.
Last reviewed 2026-07-27 under rubric v3.5.