GEICO Terms Scorecard

Grade A- — Mostly protective (score 86/100)

GEICO reserves the right to modify terms and terminate access at any time without notice, though it maintains standard liability limitations.

Standard terms with unilateral modification and termination rights.

Terms at a glance

Sells your data
UNCLEAR
Forced arbitration
NO
Trains AI on your content
NO
Collects biometric data
NO
Shares data with government
UNCLEAR
Easy to cancel
UNCLEAR
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Modification/Termination

GEICO may modify these Terms at any time and without notice to you, by posting updated terms or language on the Site.

The company can change the terms of service at any time without notifying you directly.

Miscellaneous

GEICO is entitled to terminate all or part of any of its Sites at any time, without notice to you.

GEICO reserves the right to shut down the site or block your access without prior warning.

Account Access and Security

GEICO may, but is under no obligation to, deny access or block any transaction made under your password without prior notice if (i) we believe your password is being used by someone other than you...

GEICO can block your account access without warning if they suspect unauthorized use.

Jurisdiction and Governing Law

These Terms are governed by the laws of the State of Maryland without regard to conflict of law principles.

Any legal disputes will be governed by Maryland law.

Last reviewed 2026-08-02 under rubric v3.5.

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