Grade A+ — Highly protective (score 95/100)
Fifth Third Bank's Digital Services agreement is generally standard for a financial institution, lacking forced arbitration and providing notice for changes, though it retains broad liability disclaimers.
Standard banking terms. No forced arbitration. Unilateral changes with notice.
We will notify you of such changes by mail or electronically. If you initiate a transaction through Digital Services after the effective date of a change, you indicate your agreement to the change.
The bank provides notice of changes to the terms, which is a protective practice compared to silent modifications.
We will disclose information to third parties about your account or the transfers you make: (iii) In order to comply with government agency or court orders
The bank reserves the right to share your data with government agencies or courts.
YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY FAILURE OR NON-PERFORMANCE OF A SERVICE... SHALL BE FOR US TO USE COMMERCIALLY REASONABLE EFFORTS TO PERFORM AN ADJUSTMENT TO YOUR ACCOUNT
The bank limits its liability for service failures to making reasonable efforts to fix the problem, rather than paying damages.
You can withdraw your consent to receive information electronically or change your document delivery preferences
You have a clear, accessible way to opt out of electronic document delivery.
Last reviewed 2026-08-20 under rubric v3.5.