Grade A — Highly protective (score 93/100)
HSBC provides standard financial terms that allow for unilateral changes without notice, but avoids forced arbitration and class action waivers.
Standard financial terms. Unilateral changes allowed. No forced arbitration.
Changes may be made to these Terms and Conditions by us at any time without notice to you by updating the posting of the Terms and Conditions.
HSBC reserves the right to modify the terms of service at any time without providing direct notification to the user.
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Last reviewed 2026-08-22 under rubric v3.5.