Grade C — Standard consumer terms (score 61/100)
Business Insider forces binding arbitration and class action waivers, and claims a perpetual, irrevocable license to all user-submitted content.
Forced arbitration, class waiver, and broad content license. Opt-out is manual.
you and Business Insider agree that the Claims shall be resolved exclusively through binding arbitration.
You cannot sue the company in court; you must use a private arbitrator.
you grant us... a perpetual, royalty-free, and irrevocable right and license to use, reproduce, modify... and sell any such User Contribution.
Anything you post can be used, modified, or sold by the company forever, even after you delete your account.
Business Insider reserves the right to modify these Terms of Service at any time and will publish notifications of material modifications in our sole discretion.
The company can change these terms whenever they want without sending you an email or alert.
We reserve the right to disclose your identity or related account information to law enforcement authorities or third parties if required by law, or when we believe disclosure is necessary.
The company may share your private information with authorities or others if they decide it is necessary.
IF YOU DO NOT WISH TO BE BOUND BY THE 'ARBITRATION AGREEMENT'... you must notify Business Insider in writing by mail sent to Business Insider... or by email.
You can opt out of the forced arbitration clause, but you must send a specific written request within 30 days.
Last reviewed 2026-07-27 under rubric v3.5.