Business Insider Terms Scorecard

Grade C — Standard consumer terms (score 62/100)

Business Insider's terms include mandatory arbitration, a broad perpetual license to user content, and the right to modify terms without direct user notification.

Forced arbitration, broad content license, and unilateral modification rights.

Terms at a glance

Sells your data
NO
Forced arbitration
YES
Trains AI on your content
NO
Collects biometric data
NO
Shares data with government
LIKELY
Easy to cancel
YES
Tells you before changes
NO
Deletes data on request
NO

What the terms actually say

Section 10 — User Contributions

you grant us... a perpetual, royalty-free, and irrevocable right and license to use, reproduce, modify... and sell any such User Contribution.

Anything you post can be used, modified, or sold by the company forever, even after you delete your account.

Section 1 — Changes to the Terms

Business Insider reserves the right to modify these Terms of Service at any time and will publish notifications of material modifications in our sole discretion.

The company can change these terms whenever they want without sending you an email or alert.

Section 18(c) — Arbitration Agreement

you and Business Insider agree that the Claims shall be resolved exclusively through binding arbitration.

You cannot sue the company in court; you must use a private arbitrator.

Section 18(h) — Right to Opt-Out

IF YOU DO NOT WISH TO BE BOUND BY THE 'ARBITRATION AGREEMENT'... you must notify Business Insider in writing by mail sent to Business Insider... or by email.

You can opt out of the forced arbitration clause, but you must send a specific written request within 30 days.

Last reviewed 2026-08-15 under rubric v3.5.

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