BILL Terms Scorecard

Grade C+ — Standard consumer terms (score 68/100)

BILL forces binding arbitration and class action waivers, reserves the right to change terms without notice, and disclaims liability for service interruptions.

Forced arbitration, class waiver, and unilateral changes. No data sale pledge.

Terms at a glance

Sells your data
NO
Forced arbitration
YES
Trains AI on your content
NO
Collects biometric data
NO
Shares data with government
YES
Easy to cancel
YES
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Section 16.1 — Mandatory Arbitration

YOU AND THE BILL PARTIES AGREE THAT EVERY EXCEPT AS PROVIDED BELOW, ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING IN ANY WAY TO THE SERVICE, THE WEBSITE, OR THIS AGREEMENT (A “CLAIM”) WILL BE RESOLVED ON AN INDIVIDUAL BASIS BY BINDING ARBITRATION OR IN SMALL CLAIMS COURT.

You are forced into individual arbitration for all disputes and waive your right to a jury trial or class action.

Section 19 — Updates and Changes

We may modify or change this Agreement... at any time, in Our sole discretion by posting the updated Agreement on Our Website

The company can change the terms at any time, and your continued use constitutes acceptance.

Section 14 — Limitation of Liability

IN NO EVENT SHALL BILL.COM’S OR ITS SERVICE PROVIDERS’ AGGREGATE LIABILITY... EXCEED THE TOTAL FEES PAID BY YOU... OR ONE HUNDRED DOLLARS ($100.00), WHICHEVER IS GREATER

The company limits its financial liability to a maximum of $100 or the fees you paid in the last year.

Section 8.5 — Reports

You acknowledge that We and banks that offer services through BILL may make appropriate reports regarding your activities made through the Service... and We and banks that offer services through BILL, will cooperate with the appropriate authorities

The company shares your data with law enforcement and regulators as they deem appropriate.

Section 11.1 — Your Right to Cancel

You may request to deactivate a User or cancel Your BILL account at any time by submitting a request through Your BILL account or through Our customer support portal.

You have a clear, online method to cancel your account at any time.

Last reviewed 2026-08-22 under rubric v3.5.

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