Grade C — Standard consumer terms (score 63/100)
The terms mandate binding arbitration and class action waivers, and allow the company to modify the agreement without direct user notification.
Forced arbitration and class action waiver. Unilateral modification rights.
Any disputes... shall be finally exclusively settled under the Rules of Arbitration of the International Chamber of Commerce.
You waive your right to a public trial and must resolve all legal disputes through private arbitration.
YOU AND ISLAND AGREE THAT ANY PROCEEDINGS... WILL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED OR REPRESENTATIVE ACTION.
You are prohibited from participating in class action lawsuits against the company.
We reserve the right, at our discretion, to change these Terms at any time. Such change will be effective ten (10) days following posting... your continued use of the Website thereafter means that you accept those changes.
The company can change the terms at any time, and you are responsible for checking the website to see if they have changed.
YOU AGREE THAT ANY CAUSE OF ACTION THAT YOU MAY HAVE ARISING OUT OF OR RELATED TO THE WEBSITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES.
You have a shortened one-year window to file any legal claims against the company.
You agree to defend, indemnify and hold harmless Island... from and against any and all claims... (including but not limited to attorney's fees).
You are financially responsible for the company's legal costs if your use of the site leads to a lawsuit.
Last reviewed 2026-08-07 under rubric v3.5.