Investor's Business Daily Terms Scorecard

Grade C — Standard consumer terms (score 62/100)

The terms mandate binding arbitration and class action waivers, while claiming a perpetual, royalty-free license to all user-contributed content.

Forced arbitration, class action waiver, and perpetual content license.

Terms at a glance

Sells your data
UNCLEAR
Forced arbitration
YES
Trains AI on your content
LIKELY
Collects biometric data
NO
Shares data with government
UNCLEAR
Easy to cancel
YES
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Arbitration & Class Action Waiver Agreement

EACH OF YOU AND THE COMPANY AGREES TO GIVE UP THE RIGHT TO SUE IN COURT AND TO A TRIAL BY JURY.

You waive your constitutional right to a jury trial and must resolve all disputes through private arbitration.

User Contributions

you grant to the Company... a worldwide, royalty-free, perpetual, non-exclusive, and fully transferable and sub-licensable right to use, reproduce, modify... for any purpose

The company claims a permanent, transferable license to use anything you post for any commercial or promotional purpose without paying you.

Changes to the Services or the Agreement

This Agreement may be updated at any time without notice.

The company reserves the right to modify the terms of service at any time without providing you with any prior notification.

Governing Law & Jurisdiction

Any claim or cause of action you may have with respect to the Company or the Services must be commenced within one (1) year after the claim or cause of action arose.

You are restricted to a one-year statute of limitations for any legal claims against the company.

Auto-Renewal & Cancellation Policy

You may cancel at any time by... login to your account at www.Investors.com and click 'My IBD' to view your profile and then click on 'View My Online Subscription' and click cancel.

You have a clear, self-serve online method to cancel your subscription.

Last reviewed 2026-08-27 under rubric v3.5.

Other scorecards