Grade B+ — Fair terms (score 84/100)
The terms include broad user indemnification and require all legal disputes to be resolved in New York, but they do not contain forced arbitration or class action waivers.
Standard terms with broad indemnification and jurisdiction in New York.
You hereby agree to indemnify, defend, and hold us... harmless from and against any and all losses, damages, liabilities, and costs...
You must pay for the company's legal defense and any damages if you are sued or if they are sued because of your actions.
If we deem appropriate in our sole discretion, we reserve the right to preserve a record of any such information or data and turn all or a portion thereof over to law enforcement officials.
The company can share your data with law enforcement whenever they feel like it, without necessarily requiring a warrant.
You agree that any action at law or in equity arising out of the relating to these Terms of Use shall be filed and that venue properly lies, only in state or federal courts located in New York, NY
You are forced to litigate in New York, which may be inconvenient or expensive depending on your location.
If we make a material change to these Terms of Use we will post a notice on www.cfr.org.
The company promises to inform you if they change the rules in a significant way.
Last reviewed 2026-08-18 under rubric v3.5.