Cash App Terms Scorecard

Grade B- — Mostly fair (score 74/100)

Cash App forces users into binding arbitration, claims a perpetual license to user content, and reserves the right to modify terms at any time without notice.

Forced arbitration, perpetual content license, and unilateral term changes.

Terms at a glance

Sells your data
YES
Forced arbitration
LIKELY
Trains AI on your content
YES
Collects biometric data
UNCLEAR
Shares data with government
LIKELY
Easy to cancel
NO
Tells you before changes
NO
Deletes data on request
NO

What the terms actually say

Section V.1 — Your Content

You grant us... a worldwide, non-exclusive, royalty-free, fully-paid, transferable, irrevocable, perpetual, and sub-licensable right to use... your Content throughout the world in any media for any reason.

You grant the company a permanent, global license to use, modify, and display your content for any purpose, which survives account closure.

Section II — Revisions, Disclosures and Notices

We may amend these Cash App Terms at any time with notice that we deem to be reasonable under the circumstances, by posting the revised version on our website.

The company can change the terms at any time without notifying you directly, relying on website postings as sufficient notice.

Section XXIII.19 — Dispute Resolution

You and the Company agree that any Dispute... shall be resolved by binding individual arbitration.

You waive your right to sue in court or participate in a class action, forcing all disputes into private arbitration.

Section V.1 — Your Content

Although we have no obligation to monitor any Content, we have absolute discretion to remove Content at any time and for any reason without notice.

The company can delete your content or terminate your access at any time without cause or prior warning.

Section V.5 — Sharing of Your Information

We will share Account Information and transaction information... with the other party to your transaction and in accordance with our Privacy Notice.

Your transaction details are shared with the other party, and the company reserves the right to share data with third parties per their privacy policy.

Section XXIII.9 — Termination of Account

We may terminate your Account... at any time and for any reason.

The company reserves the right to close your account at any time for any reason, effectively cutting off your access to funds.

Last reviewed 2026-08-24 under rubric v3.5.

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