123RF Terms Scorecard

Grade D — Sign with caution (score 58/100)

123RF forces binding arbitration in Singapore, reserves the right to terminate accounts without notice, and claims a license to use your corporate logo for their own marketing without compensation.

Forced arbitration, broad termination, and non-consensual use of user logos.

Terms at a glance

Sells your data
UNCLEAR
Forced arbitration
YES
Trains AI on your content
NO
Collects biometric data
UNCLEAR
Shares data with government
UNCLEAR
Easy to cancel
YES
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Section 17 — Jurisdiction

the dispute shall be settled by arbitration in Singapore under the Singapore International Arbitration Centre

You waive your right to sue in a local court and must instead arbitrate in Singapore.

Section 16 — Termination

123RF reserves the absolute right to block, restrict, suspend and/or terminate your access to the Site... at any time and without notice or liability to you.

The company can terminate your access at any time without warning.

Section 23 — Promotional Logo

Your continued use of the Content, services and/or the Site implies your full consent to 123RF's use of your corporate / business identity logos for promotional purposes of 123RF without the need for payment of any consideration thereof.

By using the site, you grant them a free license to use your company logo in their advertisements.

Terms of Use — Essential Information

123RF RESERVES THE RIGHT TO CHANGE THESE TERMS AT ANY TIME WITHOUT PRIOR WRITTEN NOTICE

The company can modify the agreement without providing any notice to you.

Section 10b — No Monetary Damages

Under no circumstances whatsoever will 123RF be liable to you for any damages, including any lost profits or revenues... Under no circumstances whatsoever will 123RF be liable to you for any damages

The company disclaims all liability for damages, leaving you with no recourse.

Section 12a(iv) — Subscription Plans

You can cancel Auto Renewal at any time on the Site (go to 'My Account' and update 'My Purchased Plan')

You can easily cancel your subscription auto-renewal through your account settings.

Last reviewed 2026-08-06 under rubric v3.5.

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