Grade F — Predatory terms (score 40/100)
Forces binding arbitration, eliminates all monetary liability, and shortens claims to one year. No breach-notice commitment and all sales are final.
Forced arbitration, zero liability, and 1-year claim window
At Company's sole discretion, it may require You to submit any disputes arising from these Terms of Use or use of the Website... to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Florida law.
The company can unilaterally send any dispute to binding arbitration. There is no mention of an opt-out, so you may be forced out of court.
IN NO EVENT WILL THE COMPANY... BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY
The company is attempting to eliminate all monetary liability — essentially a $0 liability cap — for any claim, including negligence.
You agree to defend, indemnify and hold harmless the Company... from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Website
If anyone sues the company over something you did, you have to pay the company's lawyers and any damages awarded against it.
ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE... MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
You must file any lawsuit within one year, far shorter than the default statute of limitations, or lose the right to sue forever.
Any legal suit, action or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Florida, in each case located in the City of Tampa and County of Hillsborough
All lawsuits must be filed in Tampa, Florida regardless of where you live. You waive any objection to that venue.
all payments are final and non-refundable, except as otherwise required by applicable law. Once your connection begins with access to our AI tools after purchase, you are deemed to have received the Service in full, and no refund will be issued.
All sales are final. Once you use the service, you are deemed to have 'received it in full' and cannot get a refund, even if the service failed.
We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes
The company can change the rules at any time, with no email or in-app notice — you must check the page yourself or be deemed to accept.
Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials
The company reserves the right to share your identity and other data with law enforcement without committing to require a warrant or to notify you first.
All pricing and service offerings are subject to change at any time at our sole discretion. Such changes will be effective as disclosed on the Website or communicated to you at the time of purchase.
Subscription prices can be raised at any time at the company's sole discretion, even mid-billing-cycle.
You may cancel your subscription at any time by logging into your account and visiting the 'My Account' section of the Website. Cancellation will stop future recurring charges; however, no refunds will be issued for payments already processed.
Cancellation is self-serve through your account settings. The one upside: it is genuinely free and one-click.
Last reviewed 2026-08-03 under rubric v3.5.