Grade F — Predatory terms (score 39/100)
Guardio's Terms of Use combine forced arbitration, a perpetual content license, unrestricted AI training on user data, and a liability cap that zeros out for free-tier users.
Forced arbitration, perpetual license, AI training, $0 liability for free users, broad indemnification.
ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED OR LITIGATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS. CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR LITIGATED JOINTLY OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER.
Forced arbitration with class-action waiver; opt-out requires email within 30 days, still a violation per rubric.
You grant Guardio a perpetual, worldwide, non-exclusive, royalty-free, fully paid, sublicensable license to collect, store, use, reproduce, modify, distribute, display, and incorporate User Content into Guardio's products, Solution, and business operations, including but not limited to operating, supporting, improving, and marketing the Solution and/or Services.
Perpetual, irrevocable license to your content that survives termination.
Guardio retains all rights, title, and interest in such aggregated data, which Guardio may use for any lawful purpose, including analytics, benchmarking, research, publication, product development, and training of artificial intelligence products.
Guardio reserves the right to train AI on aggregated usage data with no clear opt-out.
GUARDIO'S LIABILITY SHALL IN NO EVENT EXCEED THE FEES PAID BY USER TO GUARDIO DURING THE TWELVE 12 MONTHS PERIOD IMMEDIATELY PRECEDING THE DATE ON WHICH THE CAUSE OF ACTION AROSE.
Liability capped at 12 months of fees, which is $0 for free users.
We may cancel your Subscription at any time, for any reason, with or without notice.
Unilateral account termination without cause or notice.
This Agreement shall be governed by and construed exclusively in accordance with the laws of the state of Delaware, without regard to the principles of conflict of law therein.
Mandatory Delaware governing law and exclusive Delaware federal court venue.
You shall indemnify and hold Guardio... harmless from and against any and all losses, damages, costs, expenses (including attorneys' fees) and claims arising out of or relating to: (i) Your gross negligence or willful misconduct; and/or (ii) Your use of the Service, any output provided or otherwise made available in connection therewith or any part of the foregoing; and/or (iii) Your Data; and/or…
Broad one-sided user indemnification covering use of the service and user data.
IN ANY CASE, NO ACTION MAY BE BROUGHT BY YOU IN CONNECTION WITH THE SERVICES MORE THAN ONE (1) YEAR AFTER THE ACCRUAL OF SUCH CAUSE OF ACTION.
Shortened 1-year statute of limitations on user claims.
YOU AND GUARDIO WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY, OTHER THAN IN RESPECT OF EXCLUDED DISPUTES.
Explicit waiver of the right to a jury trial.
GUARDIO DOES NOT WARRANT THAT THE OPERATION OF THE SERVICES, SOLUTION, AND/OR WEBSITE IS OR WILL BE SECURE, ACCURATE, COMPLETE, UNINTERRUPTED, WITHOUT ERROR, OR FREE OF VIRUSES, WORMS, OTHER HARMFUL COMPONENTS, OR OTHER PROGRAM LIMITATIONS.
Guardio disclaims all security warranties and provides no breach-notification commitment.
any Fees owed by you to Guardio shall be paid to Guardio in advance of the provision of the relevant Services and shall be non-refundable.
All fees are non-refundable, with no carve-out for unused service or company-caused issues.
We will notify you regarding substantial changes to these Terms on the Website homepage or on the Services or we will send you notifications regarding such changes to the e-mail address you made available to us. Such substantial changes will take effect seven (7) days after such notice was provided on our Website or sent via email.
Protective: clear advance email notice of substantial changes with a 7-day effective delay.
Last reviewed 2026-09-17 under rubric v3.5.