Grade C+ — Standard consumer terms (score 65/100)
Alamy mandates binding arbitration in New York, requires users to indemnify the company for third-party claims, and maintains a strict no-refund policy.
Forced arbitration, broad indemnification, and no refunds.
Any disputes arising from or related to this agreement will be finally settled by binding, confidential arbitration by a single arbitrator... held in New York.
You cannot sue Alamy in court; you must use private, binding arbitration in New York.
You will indemnify, keep indemnified and hold harmless Alamy... against any and all claims, damages, losses, expenses or costs, including but not limited to any reasonable attorney's fees.
You are financially responsible for Alamy's legal costs if a third party sues them regarding your use of the content.
Once you purchase an item of Content, you agree that you have no right to a refund, unless expressly stated otherwise in this Agreement.
All purchases are final; you cannot get a refund even if you do not use the content.
Alamy’s maximum liability... will be limited to five (5) times the total License Fees paid by you during the twelve (12) month period.
Alamy limits their financial responsibility to you to a small multiple of what you paid them.
The parties agree that... any arbitration proceeding will be commenced within two years of the acts, events or occurrences giving rise to the claim.
You must file any legal claim within two years, or you lose the right to sue.
Last reviewed 2026-08-05 under rubric v3.5.