JPMorgan Chase Terms Scorecard

Grade B+ — Fair terms (score 84/100)

The terms allow for unilateral modifications without notice and limit liability, but notably lack a forced arbitration clause or class action waiver.

Standard financial terms. No forced arbitration. Unilateral changes allowed.

Terms at a glance

Sells your data
UNCLEAR
Forced arbitration
NO
Trains AI on your content
NO
Collects biometric data
UNCLEAR
Shares data with government
YES
Easy to cancel
UNCLEAR
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Terms of Use

THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE, FROM TIME TO TIME IN OUR SOLE DISCRETION.

The company reserves the right to modify the agreement at any time without providing prior notice to the user.

Terms of Use

WE RESERVE THE RIGHT TO TERMINATE ANY OR ALL WEBSITE OFFERINGS OR TRANSMISSIONS WITHOUT PRIOR NOTICE TO YOU.

The company can shut down the website or your access to it at any time without warning.

Terms of Use

You acknowledge that we may disclose and transfer any information that you provide through this Website ... (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law.

The company will share your information with government or law enforcement if they believe they are legally required or permitted to do so.

Enforceability and Governing Law

Any action against JPMorgan Chase ... must be brought by you in state or federal court located in the State of New York, County of New York.

Users are restricted to litigating disputes exclusively in New York courts.

Limitation of Liability

UNDER NO CIRCUMSTANCES WILL WE BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE

The company disclaims liability for almost all types of damages, including lost profits or indirect losses, resulting from your use of the site.

Last reviewed 2026-08-07 under rubric v3.5.

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