Grade A- — Mostly protective (score 86/100)
Obsidian provides a functional service but reserves broad rights to terminate access without notice and limits liability significantly.
Standard terms with some aggressive termination and liability clauses.
In its sole discretion, in addition to any other rights or remedies available to the Company and without any liability whatsoever, at any time and without notice may terminate or restrict your access to any component of obsidian.md.
The company can ban you or shut down your access to the service whenever they want, for any reason, without telling you first.
IN NO EVENT WILL THE COMPANY’S OR ITS SUPPLIERS’ TOTAL LIABILITY EXCEED IN AGGREGATE THE AMOUNT ACTUALLY PAID OR PAYABLE BY CUSTOMER TO THE COMPANY FOR THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM. NOTWITHSTANDING THE FOREGOING, NONE OF THE LIMITATIONS IN THIS SECTION EXCLUDES EITHER PARTY’S LIABILITY FOR FRAUD OR FOR DEATH OR PERSONAL INJURY TO THE EXTENT CAUSED BY A PARTY’S…
The company limits its financial liability to what you paid them in the last year, though they carve out exceptions for fraud or personal injury.
All fees are non-cancellable and non-refundable and are based on Services purchased and not actual usage.
All sales are final; you cannot get a refund for any reason, including unused service.
No cause of action arising hereunder or relating hereto may be brought more than one (1) year after it first accrues.
You must file any legal claim against the company within one year, or you lose the right to sue.
The Company may modify, supplement or amend these Terms and Conditions. If you have an account with us, you will be notified by email and given an opportunity to accept the changes.
The company promises to email you if they change the terms, giving you a chance to review them.
Last reviewed 2026-08-18 under rubric v3.5.