Grade C — Standard consumer terms (score 62/100)
Vanguard claims a perpetual, irrevocable license to all user content and reserves the right to modify terms without notice, while mandating that all legal disputes be resolved in Pennsylvania.
Broad content license, unilateral changes, and forced venue for disputes.
You grant Vanguard... a perpetual, worldwide, irrevocable, nonexclusive, fully-paid up, royalty-free, sublicensable, and transferable right and license to use... sell, reproduce, and create derivative works from any User Content... for any purpose in Vanguard’s sole discretion.
You give Vanguard total ownership-like rights to anything you post, allowing them to sell or modify it forever without compensating you.
Vanguard may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting.
The company can change the contract at any time without notifying you directly.
If you take legal action relating to these Terms of Use, you agree to file such action either in the Court of Common Pleas of Chester County, Pennsylvania, or the United States District Court for the Eastern District of Pennsylvania and in no other venue.
You are restricted to suing Vanguard only in specific Pennsylvania courts.
Vanguard, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this Site at any time and for any reason whatsoever, without notice or liability.
Vanguard can cut off your access to your account at any time for any reason without telling you why.
You agree to indemnify, defend, and hold harmless Vanguard... from and against all claims, demands, liabilities, damages, losses, or expenses, including attorney's fees and costs.
If your use of the site leads to a legal claim against Vanguard, you are responsible for paying their legal bills.
Last reviewed 2026-08-03 under rubric v3.5.