UnitedHealth Group Terms Scorecard

Grade C — Standard consumer terms (score 64/100)

The terms grant the company a perpetual, irrevocable license to user content and allow for account termination without notice or cause.

Broad content license, unilateral changes, and no notice for termination.

Terms at a glance

Sells your data
UNCLEAR
Forced arbitration
NO
Trains AI on your content
LIKELY
Collects biometric data
UNCLEAR
Shares data with government
UNCLEAR
Easy to cancel
UNCLEAR
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Posting Messages, Comments or Content

If you do post content... you grant the Company a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use... throughout the world in any media

You grant the company a permanent, global license to use anything you post, which they can sublicense to others.

Agreement and Terms

We may change these Terms at any time... Any modifications will be effective immediately upon such posting. By continuing to use the Online Services, you consent to any changes to our Terms.

The company can change the terms at any time without notifying you, and your continued use of the service constitutes acceptance.

Termination

We may cancel, suspend or block your use of the Online Services and/or registration at any time, without cause and/or without notice.

The company reserves the right to terminate your access to the service at any time for any reason without prior warning.

Indemnification

You agree to defend, indemnify, and hold harmless any released parties from any claim by third parties, including reasonable attorneys' fees

You are financially responsible for the company's legal costs if they are sued due to your use of the service.

Governing Law and Statute of Limitations

you must initiate any cause of action within one year after the claim has arisen, or you will be barred from pursuing any cause of action.

You have a limited one-year window to bring any legal claims against the company.

Last reviewed 2026-07-25 under rubric v3.5.

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