NerdWallet Terms Scorecard

Grade D — Sign with caution (score 56/100)

NerdWallet forces binding arbitration and class action waivers, and claims a perpetual, irrevocable license to your content.

Forced arbitration, class action waiver, and broad content license.

Terms at a glance

Sells your data
UNCLEAR
Forced arbitration
YES
Trains AI on your content
UNCLEAR
Collects biometric data
NO
Shares data with government
UNCLEAR
Easy to cancel
YES
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Section 13 — Dispute Resolution

YOU UNDERSTAND THAT BY ENTERING INTO THIS AGREEMENT, YOU AND NERDWALLET ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.

You are giving up your constitutional right to sue in court or join others in a class action lawsuit.

Section 5 — Intellectual Property

You hereby grant to NerdWallet a royalty-free, perpetual, irrevocable, non-exclusive right and license to use... any content... you submit

NerdWallet claims a permanent right to use anything you post, which they keep even if you delete your account.

Section 8 — Termination

NerdWallet in its sole discretion may suspend or terminate your user account... at any time, with or without notice to you.

NerdWallet can delete your account and access to your data at any time without warning.

Section 9 — Modification of Terms

Such modifications... will be effective immediately upon notice... Your continued use of the Services will constitute your acceptance of the modified terms

NerdWallet can change the rules at any time, and by continuing to use the site, you agree to those changes.

Section 7 — Indemnification

you agree to defend, indemnify, and hold harmless NerdWallet... from and against any and all claims, liabilities, damages, losses, and expenses

If NerdWallet gets sued because of something you did, you are responsible for paying their legal bills.

Section 8 — Termination

You may terminate your account at any time by contacting Customer Service at [email protected].

You have a clear, simple way to close your account.

Last reviewed 2026-08-06 under rubric v3.5.

Other scorecards