Marcus Terms Scorecard

Grade D — Sign with caution (score 55/100)

Marcus reserves the right to modify terms without notice and mandates binding individual arbitration, waiving your right to participate in class action lawsuits.

Forced arbitration, class action waiver, and unilateral term changes.

Terms at a glance

Sells your data
UNCLEAR
Forced arbitration
YES
Trains AI on your content
UNCLEAR
Easy to cancel
UNCLEAR
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Modification

We reserve the right to change the Terms at any time without notice... Your continued use of the Services constitutes your acceptance of any revised Terms.

The company can change the rules at any time without notifying you, and your continued use counts as agreement.

Governing Law/Choice of Forum

You agree that all controversies and claims... shall be submitted for arbitration... YOU AND MARCUS AGREE TO WAIVE ALL RIGHTS TO BRING OR PARTICIPATE IN ANY CLAIMS AGAINST EACH OTHER THAT IS PART OF A REPRESENTATIVE OR CLASS ACTION PROCEEDING.

You are forced into private arbitration and lose your right to join a class action lawsuit.

Limitation of Liability

Under no circumstances will we be liable for any direct, indirect, exemplary, incidental, consequential, special, punitive, or similar damages... your sole and exclusive remedy is to discontinue use of the Services.

The company effectively eliminates its liability for any damages caused by their service.

Termination of Access

We reserves the right, without notice, to block your email or IP address for any reason if we believe you have breached any of these Terms.

The company can ban you from the service at any time without prior notice or an appeal process.

Electronic Communication

To opt-out of receiving SMS communications, you may reply to the message using the keyword “STOP.”

There is a clear and simple mechanism to stop receiving marketing text messages.

Last reviewed 2026-06-20 under rubric v3.2.

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