Principal Terms Scorecard

Grade B+ — Fair terms (score 84/100)

Principal reserves broad rights to terminate access without notice and mandates that all legal disputes be resolved in Polk County, Iowa.

Standard financial terms. Includes unilateral changes and venue restrictions.

Terms at a glance

Sells your data
NO
Forced arbitration
NO
Trains AI on your content
NO
Collects biometric data
NO
Shares data with government
NO
Easy to cancel
UNCLEAR
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Section II — Acceptance of Terms

These Terms and Conditions may be changed at any time at the sole discretion of Principal.

The company reserves the right to update the terms whenever they want without providing notice to the user.

Section XI — Termination and Blocking

You agree that Principal reserves the right to terminate and/or block your use or access of its websites for any reason without prior notice to you.

The company can ban you from their services at any time for any reason without giving you a heads-up.

Section XVI — Governing Law; Severability

You agree that your referencing, using or accessing websites of Principal constitutes your acceptance of the jurisdiction of state or federal courts in Polk County, Iowa.

Any legal action must be brought in a specific court in Iowa, regardless of where you live.

Section II — Acceptance of Terms

you agree to indemnify and hold harmless Principal from all claims of any nature arising from your access and use of these websites.

You agree to cover the company's legal costs and damages if your use of the site leads to a third-party claim against them.

Section XII — Monitoring

Principal reserves the right to monitor your access and use of its websites without notification to you.

The company tracks your activity on their site without informing you that they are doing so.

Last reviewed 2026-08-06 under rubric v3.5.

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