Grade F — Predatory terms (score 45/100)
The terms mandate binding arbitration and class action waivers, impose a one-year statute of limitations, and severely limit liability to five dollars.
Forced arbitration, class waiver, and short claim window. High liability risk.
any Dispute which We and You have been unable to settle amicably shall be settled through final and binding arbitration before the American Arbitration Association
You are required to resolve all legal disputes through private arbitration rather than in a public court of law.
ANY CLAIMS BROUGHT BY YOU OR US MUST BE BROUGHT IN THE PARTY’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING
You waive your right to participate in any class action or representative legal proceeding against the company.
OUR MAXIMUM AGGREGATE LIABILITY TO YOU... SHALL BE TO RECOVER THE ACTUAL DAMAGES YOU INCUR BASED UPON REASONABLE RELIANCE ON THE SERVICES UP TO FIVE DOLLARS (US$5.00).
The company limits its total financial responsibility for any harm or damages they cause you to a maximum of $5.00.
any claim or cause of action arising out of or related to use of the Services or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.
You must bring any legal claim within one year, which is significantly shorter than most standard statutory limits.
We may revise these Terms at our discretion from time to time by displaying notices or links to notices to You generally on the Services or posting the new Terms on the Website, with the new terms taking effect on the date of posting.
The company can change the terms at any time without providing direct notice to you; you are expected to check for updates yourself.
By providing Submissions to Us, You irrevocably assign to Us, without compensation, all worldwide right, title and interest... in and to the Submissions.
Any feedback or content you submit becomes the company's property, and they can use or sell it without paying you.
Last reviewed 2026-08-02 under rubric v3.5.