Grade B- — Mostly fair (score 72/100)
McKinsey claims a perpetual, irrevocable license to all user-submitted content and requires users to indemnify the company for any site-related claims.
Broad content license and indemnification. No forced arbitration.
We may periodically change the Terms without prior notice, so please check back from time to time.
The company reserves the right to modify the agreement at any time without providing any direct notice to the user.
you automatically grant, and hereby do grant, to us a worldwide, non-exclusive, transferable, assignable, sublicensable, fully paid-up, royalty-free, perpetual, irrevocable license and right to use, reproduce, publish, distribute, modify and otherwise exploit such submission for any purpose
Any content you post on the site becomes effectively owned by McKinsey through a permanent, non-revocable license.
You hereby indemnify, defend, and hold harmless McKinsey and all of its predecessors, successors, parents, subsidiaries, affiliates... from and against any and all liability, expenses, costs, or other losses
You agree to pay for the company's legal defense and any damages if they are sued because of your actions on the site.
You also may not use the Site or Site Content to develop any software program, model, algorithm, or other generative AI tool, including, but not limited to, training or using the Site Content in connection with the development or operation of a machine learning or artificial intelligence (AI) system
The company explicitly forbids the use of their site content for training AI models, protecting their intellectual property.
These Terms are governed by the laws of the State of New York
Any legal disputes must be resolved under the laws of New York, regardless of where you reside.
Last reviewed 2026-07-27 under rubric v3.5.