Mastercard Terms Scorecard

Grade C — Standard consumer terms (score 64/100)

The Mastercard Terms of Use grant the company a perpetual, irrevocable license to user submissions and limit their liability to $100, while allowing for unilateral changes without notice.

Mastercard retains broad rights to user content and limits liability to $100.

Terms at a glance

Sells your data
NO
Forced arbitration
NO
Trains AI on your content
LIKELY
Collects biometric data
NO
Shares data with government
UNCLEAR
Easy to cancel
NO
Tells you before changes
NO
Deletes data on request
UNCLEAR

What the terms actually say

Interactive Forums and Groups and Submissions and Feedback

By making a User Submission, you understand that you are granting Mastercard a worldwide, perpetual, royalty-free, fully-paid, irrevocable, sublicensable, transferrable, non-exclusive license

Mastercard claims a permanent, irrevocable license to any content you submit, allowing them to use it however they want without paying you.

Changes to the Mastercard Site and Terms of Use

Mastercard reserves the right to change or modify Content, materials or information appearing on or in connection with this Site, including these Terms of Use, at any time without notice to you.

The company can change these terms whenever they want without telling you.

Disclaimer of Damages and Limitation of Liability

IN NO EVENT SHALL MASTERCARD'S TOTAL LIABILITY TO YOU... EXCEED... ONE HUNDRED DOLLARS ($100)

If Mastercard causes you harm, the most you can recover is $100.

Right to Use Site Content

MASTERCARD RETAINS THE RIGHT TO DENY ACCESS TO THIS SITE TO ANYONE WITHOUT NOTICE AT ITS COMPLETE DISCRETION FOR ANY REASON

Mastercard can terminate your access to the site at any time for any reason without warning.

Indemnification

You agree to indemnify, defend and hold Mastercard and its business partners, staff and affiliates harmless from any liability, loss, claim and expense

You are responsible for paying Mastercard's legal fees if they get sued because of your actions.

Last reviewed 2026-07-31 under rubric v3.5.

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