Grade A- — Mostly protective (score 86/100)
The service reserves the right to modify terms without notice, requires users to indemnify the company for all claims, and disclaims all liability for user-generated content.
Broad indemnification, unilateral changes, and no liability for user content.
The terms and conditions of this Agreement are subject to change by ... at any time in its sole discretion and you agree be bound by all modifications, changes and/or revisions with or without notice.
The company can change the terms at any time without informing you, and you are automatically bound by those changes.
You agree to defend, indemnify and hold harmless ... from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from your use of ... the Website.
You are required to pay for the company's legal defense and any damages if they are sued due to your use of the site.
By submitting the User Submissions to ..., you hereby grant ... a worldwide, non-exclusive, royalty-free, sublicenseable and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Submissions in connection with the ... Website and ...'s (and its successor's) business.
You grant the company a broad, perpetual-style license to use your content for their business purposes.
IN NO EVENT SHALL ... BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER ... WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY.
The company disclaims all liability for any damages you might suffer while using the service.
The foregoing license granted by you terminates once you remove or delete a User Submission from the ... Website.
You retain the right to terminate the license granted to the company by deleting your content.
Last reviewed 2026-07-31 under rubric v3.5.