Grade A- — Mostly protective (score 86/100)
The terms provide broad liability disclaimers and allow for unilateral modifications, but notably lack forced arbitration or class action waivers.
Broad liability disclaimers. Unilateral modification rights. No forced arb.
NPCI in its sole and absolute discretion, reserves the right to update or modify this Web Site from time to time. NPCI further reserves all right to deny or restrict access to this Web Site... at any time, without ascribing any reasons whatsoever.
The company can ban you from the site whenever they want without needing to provide a reason.
The contents herewith are subject to such change which NPCI in its sole desertion shall deem fit and appropriate. The updated terms and conditions related to this Website shall be uploaded, from time to time, upon change, if any. Please check this page regularly to ensure you are familiar with the current version.
The company does not promise to notify you of changes; you are responsible for checking the page yourself.
NPCI shall also not be liable for any damage or loss of any kind, howsoever caused as a result (direct, indirect, and consequential) of the use of the Web Site
The company refuses to accept responsibility for any harm or loss you experience while using their website.
Last reviewed 2026-08-02 under rubric v3.5.