Grade F — Predatory terms (score 42/100)
The terms mandate binding arbitration and class action waivers, grant a perpetual license to user content, and allow the company to modify terms without notice.
Forced arbitration, class waiver, perpetual license, and unilateral changes.
either party may initiate binding arbitration as the sole means to resolve Disputes
You are prohibited from taking the company to court for most disputes.
you grant us... a royalty-free, unrestricted, worldwide, perpetual, irrevocable, non-exclusive and fully transferable... right and license to use... any Submitted Materials
The company owns a permanent right to use anything you post, forever.
We may change the Terms of Use from time to time, at any time without notice to you
The company can change the contract at any time without telling you.
IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY... EXCEED... TWENTY-FIVE US DOLLARS ($25)
The company limits its financial responsibility to you to a maximum of $25.
PMC reserves the right at all times to disclose any Submitted Materials as necessary to satisfy any law, rule, regulation or government request
The company may hand over your data to the government without a warrant.
you may not... use the Services... to train artificial intelligence, machine learning models
The company explicitly prohibits you from using their data for AI, while reserving the right to use your content for their own AI training.
Last reviewed 2026-08-01 under rubric v3.5.